Unlocking Free Stays with Credit Cards

Eric, a professional pilot, and a savvy traveler, joins us to explore three credit cards that offer free hotel rooms, which sounds like a dream come true for any traveler.

  1. IHG World Elite MasterCard
  • Annual Fee: $95
  • Benefit: A free hotel room every year upon renewal.
  • Extra Perks: Silver Elite status, Global Entry or TSA Pre-check fee credit.

      2. Chase Bonvoy Visa

  • Annual Fee: $95 (after the first year)
  • Benefit: A free room starting from the second year.
  • Extra Perks: Includes car rental insurance and baggage insurance.

      3. Marriott Bonvoy American Express

  • Options: Chase Boundless Visa & American Express Business Visa
  • Annual Fee: $95 for Chase and $125 for AMEX
  • Benefit: Similar to the Chase Visa, with a free room starting from the second year.
  • Extra Perks: Gold Elite status with AMEX which may include lounge access and additional room upgrades.

 

Eric emphasizes the importance of the sign-up bonuses and the annual perks which, if utilized correctly, can significantly offset the annual fees. For instance, the Chase Boundless Visa offers a signup bonus of 150,000 points, enough for a three-night stay, provided you meet the spending requirements of $6,000 within the first three months.