In our latest episode of the Smart Living Podcast, I had the pleasure of sitting down with Caroline Kelly, the founder of Fit Financial Coaching. Caroline isn’t just any financial advisor; she’s a financial coach dedicated to helping individuals and families take control of their finances by focusing on day-to-day money management and long-term financial goals.
The Journey to Financial Coaching
Caroline’s path to becoming a financial coach began with her own financial struggles. After a business decision left her with significant debt, she realized the lack of resources available to help people like her navigate out of financial turmoil. This experience motivated her to become a certified financial coach and dedicate her career to guiding others through similar challenges.
What Does a Financial Coach Do?
Unlike traditional financial advisors, who often focus on investments and long-term financial planning, Caroline works closely with clients to improve their everyday financial behaviors. Whether it’s helping someone budget, manage debt, or set financial goals, her approach is deeply personalized. She emphasizes the importance of intentionality, making sacrifices today to ensure a better tomorrow.
Common Financial Pitfalls
One of the most common issues Caroline encounters is the overspending on dining out and convenience foods. These seemingly small expenses can add up quickly, often exceeding even mortgage payments. By cutting back on these “driplings,” as I like to call them, Caroline’s clients find they can free up significant amounts of money to pay off debt or save for future goals.
Why Financial Fitness Matters
Caroline also highlighted the importance of financial fitness in overall life satisfaction. From working with young couples preparing for marriage to individuals recovering from divorce, she helps clients develop healthy financial habits that support their life goals. Her coaching doesn’t just stop at getting out of debt; she ensures her clients are equipped to handle future financial decisions confidently.
The Role of the Better Business Bureau
As a small business owner, Caroline values her partnership with the Better Business Bureau (BBB). The support and resources provided by the BBB have been instrumental in helping her business grow ethically and sustainably. Caroline’s commitment to ethical practices and community support is one of the reasons she’s so effective in helping others achieve financial success.
Final Thoughts
If you’re struggling with money management or just looking for a way to better handle your finances, Caroline Kelly is the person to talk to. Her approach is not just about numbers; it’s about creating a healthy relationship with money that will last a lifetime. The get a hold of Caroline click here to be directed to here her website
